Premium Subsidies
- RHIA Subsidy (Medicare)
- RHIPA Subsidy (State of Oregon non-Medicare)
RHIA Subsidy (Medicare)
Oregon Revised Statute (ORS) 238.420 establishes a trust fund called the Retirement Health Insurance Account (RHIA). RHIA pays a monthly contribution toward the cost of health care coverage for some PERS retirees.
This contribution is applied automatically, if eligible, by verifying your pension service records, and is reflected in the monthly premium you pay.
Following are the requirements for a retired member participating
in a PERS sponsored plan to be eligible for contributions from
the RHIA toward the costs of premiums for that plan. An "eligible
retired member" includes:
1. A retiree who is enrolled in Parts A and B of Medicare and who:
- is retired, is receiving a PERS service or disability retirement allowance, and had eight or more years of qualifying service at the time of retirement, or
- is receiving a PERS disability retirement allowance computed as if he or she had eight or more years of creditable service.
2. A surviving spouse or dependent of a deceased "eligible retired member" as described in section 1 of this rule, who is enrolled in Parts A and B of Medicare, and who:
- is receiving a retirement allowance or benefit from PERS, or
- was covered under the "eligible retiree member's" PERS sponsored health insurance plan and the deceased retired member retired before May 1, 1991.
RHIPA Subsidy (State of Oregon non-Medicare)
- 2007 Rates (PDF)
- 2008 Rates (PDF)
ORS 238.415 establishes another trust fund called the Retiree Health Insurance Premium Account (RHIPA). RHIPA pays a monthly contribution toward the cost for health care coverage for some state of Oregon retirees who are not eligible for Medicare. This contribution is applied automatically, if eligible, by verifying your pension service records, and is refleced in the monthly premium you pay. Following are the requirements for a retired state employee participating in a PERS sponsored health insurance plan. An "eligible retired state employee" includes:
1. A retiree who was a state employee at the time of retirement and who is not eligible for Medicare, and who:
- Is receiving a PERS service or disability retirement allowance or benefit, and had eight or more years of qualifying service at the time of retirement, or
- Is receiving a PERS disability retirement allowance computed as if the member had eight or more years of creditable service, and has attained the earliest service retirement age.
2. A surviving spouse or dependent of a deceased "eligible retired state employee," as described in section 1 of this rule, who is not eligible for Medicare, and who:
- Is receiving a retirement allowance or benefit from PERS, or
- Was covered under a PERS sponsored health insurance plan at the time of the retiree's death and the eligible retired state employee retired on or after September 29, 1991.