We are a group health insurance plan specifically designed for Oregon PERS retirees and their eligible family members.
Mission Statement/Core Values
The PERS Health Insurance Program (PHIP) provides PERS retirees with benefits that provide high quality, comprehensive coverage (or benefits) at the most cost effective rates possible that will also meet retirees’ benefit needs.
Our core values are:
- Maintain stability of premiums
- Maintain stability of coverage
- Maintain stability of carriers
History of PERS Health Insurance Program (PHIP)
PERS has been a sponsor of retiree health plans since the late 1950s. Health insurance was a new concept at the time, and PERS offered a simple hospital indemnity plan which paid for hospitalization at about $15 a day. Over the next 20 years the benefits were improved and a basic plan was added to cover out-of-hospital expenses. The cost of the plans has been fully paid by participants from the day one… Learn about PHIP’s history since the 1950s
Advisory Committee
The PERS Health Insurance Program (PHIP) Advisory Committee provides information and advice to PHIP as well as providing a forum for feedback and an opportunity for interaction on matters concerning PHIP… Learn about the Advisory Committee’s role
Frequently Asked Questions (FAQ)
If you have a question about PHIP that is not clearly answered within the content of this website, contact PHIP via email or by calling PHIP Customer Service… Find answers to common PHIP questions
Did You Know?
100 is a great number!
PHIP has over 100 members who are 100 years of age or older.