Moda Health

2026 Medicare Benefit Summary (includes premium rate)
2026 PHIP Moda Health Medicare Supplement

2027 Medicare Benefit Summary (includes premium rate)
2027 PHIP Moda Health Medicare Supplement

2027 Non-Medicare Benefit Summaries (includes premium rates)
2027 PHIP Moda Health Non-Medicare Core Value Plan
2027 PHIP Moda Health Non-Medicare High Deductible Health Plan

Effective January 1, 2027 – Moda will offer non-Medicare Choice Core Value and Qualified High Deductible Health (HDHP) Plans

For over 30 years, PERS members have trusted Moda Health with their health insurance coverage. An Oregon-based company since 1955, we are proud to provide members with enhanced benefits that go beyond what Original Medicare covers. Moda Health has a long tradition of flexibility and responsive service. Our PERS Moda Health Medicare Supplement plan offers the choice and service you deserve.

MODA HEALTH MEDICARE SUPPLEMENT PLAN

Moda Health offers the PERS Moda Health Medicare Supplement plan to all eligible PERS retirees, that pays secondary to Medicare and includes Part D pharmacy benefits. Members can live anywhere in the United States and have the flexibility to see any Medicare provider nationwide. There are no referrals required with this plan, and little to no out-of-pocket expenses for Medicare covered services once the Part B deductible has been met. This plan also includes several value-added services and discount programs.

MODA HEALTH NON-MEDICARE PLANS

With Moda’s non-Medicare PPO plans, you have the freedom to get care on your terms — wherever life takes you. Enjoy the flexibility to choose the providers you want, with no primary care provider (PCP) requirements and no referrals needed. You’ll also have access to providers nationwide, convenient virtual care options, and helpful value-added services, discounts, and programs designed to support your health and make care easier.