Providence Medicare Advantage Plans

2026 Benefit Summaries (includes premium rate)

2026 PHIP Providence Medicare Align Group + Rx (HMO)
2026 PHIP Providence Medicare Flex Group + Rx (HMO-POS)

Providence Medicare Advantage Plans is part of one of the largest healthcare systems in the Pacific Northwest, Providence Health and Services. You can choose a Providence provider or choose from our network of thousands of Medicare approved providers.

PROVIDENCE MEDICARE ADVANTAGE PLANS

Providence Medicare Advantage Plans will no longer be available after 12/31/2026. If you enroll in a PHIP Providence Medicare Advantage plan, you will automatically be moved to the PHIP UnitedHealthcare Group Medicare Advantage PPO plan effective January 1, 2027.

We offer two different plans to meet your needs. Both plans include:

• Access to more than 10,000 in-plan providers
• No deductible and low out-of-pocket maximum
• Worldwide urgent care, emergent care and ambulance coverage
• Free gym membership
• Vision hardware coverage
• Exclusive discounts and programs

The chart below illustrates highlights of each plan offering:

Features	Providence Medicare Align Group + Rx	Providence Medicare Flex Group + Rx
Type of Plan	HMO	HMO-POS
Monthly Premium	Higher Premium	Lower Premium
Out-of-Pocket Costs	Low	Moderate
Provider Access	In-Plan Only	In-Plan or Out-of-Plan
Primary Care Physician	Required	Required
Referral Requirement	Referral Required	Referral Optional