Public Employees Retirement System

Prescription Drug Plans

 

PHIP Prescription Drug Program

PHIP plans, including the prescription drug benefit, are among the most cost-effective benefit plans available to retirees. Each of the health plans available through PHIP includes a comprehensive prescription drug benefit plan.

Medicare Part D Prescription Drug Plan

When enrolling in a PHIP Medicare plan, you will automatically be enrolled in the PHIP Medicare Part D prescription drug plan. Part D covers Medicare approved prescription medications. You must pay a premium for this coverage; however it is included in the premium you pay for medical coverage through PHIP… Read more

PERS Health Insurance Prescription Drug Plans

PHIP plans, including the prescription drug benefit, are among the most cost-effective benefit plans available to retirees. Each of the health plans available through PHIP includes a comprehensive prescription drug benefit. In an effort to provide stable, comprehensive prescription drug benefits, PHIP established a uniform prescription drug benefit design… Read more

Did you know?

All PHIP  plans include a uniform prescription drug benefit plan.

  • No annual deductible
  • $4,950 out-of-pocket maximum per member
  • 40 percent of the prescription charge, up to a maximum of $250 for each prescription filled (brand and generic)*
  • Access to retail and mail order pharmacies**
* Each health plan has their own prescription formulary, or list of covered medications. Some medications may require prior authorization.
** PHIP promotes the use of generic drugs whenever medically appropriate. When generics are used, additional cost savings may occur when ordering a 90-day supply for some Part D covered drugs.