Please take time to review PHIP’s eligibility requirements and available new enrollment opportunities to ensure you make the most of your coverage options.
Who is eligible?
An “eligible person” includes an eligible PERS retiree, an eligible spouse, an eligible dependent domestic partner, an eligible dependent or an eligible surviving spouse/dependent… Check if you qualify for PHIP coverage
Enrollment opportunities
There are specific opportunities to enroll in PHIP. Read more to find out what those opportunities are and what the process for enrollment is… View PHIP enrollment windows and how to apply
Medicare enrollment
You will become eligible for Medicare at 65, or once you have received Social Security Disability for 24 months. In order to enroll in PHIP Medicare plans you must have Medicare Parts A and B… Learn about Medicare requirements for PHIP plans
PHIP subsidies
Oregon legislation has established two separate trust funds that contribute a monthly subsidy towards the cost of PHIP-sponsored medical coverage for eligible Tier 1 and Tier 2 retirees… Learn about monthly subsidies for eligible retirees
Payment options
PERS retirees have three options to choose from to pay their PHIP premiums… Review the three ways to pay your PHIP premiums
Benefit Comparisons
Download (or view) the rates and benefits information
2026 Benefit Documents
2026 Medicare Benefit Comparison
2026 Non-Medicare Core Value Benefit Comparison
2026 Non-Medicare High Deductible Health Plan Benefit Comparison
2026 Dental Benefit Comparison
2027 Benefit Documents
PHIP Premium Rates
Premium rates are listed on a per member, per month basis. Rates listed here do not include either premium subsidy.
2026 Premium Documents
2027 Premium Documents
Downloadable Forms
Links to commonly-used documents for enrollment, disenrollment, address changes and payment options.
