Welcome to the PERS Health Insurance Program (PHIP)
We offer health insurance coverage for all eligible Oregon PERS retirees, their eligible spouses and dependents. Health insurance is an important piece when considering retirement and PHIP is here as an option for your retiree health coverage… About PHIP
How to Enroll in PHIP
PHIP offers a variety of health benefit options to PERS retirees, whether you are just retiring or are already a PERS retiree…More on Enrolling
For Current PHIP members
After enrolling in PHIP, you may need to make changes to your personal information or health coverage. There will certain opportunities to make specific changes to your PHIP coverage… View Account Information
For PERS Employer Groups
As a Human Resource Administrator for a PERS employer you will want to provide your new retirees with all health coverage options available. PHIP is a benefit offered to eligible PERS retirees. PHIP will be a resource for PERS-contributing employer groups… Review Coverage Options
Downloadable Forms
Links to commonly-used documents for enrollment, disenrollment, address changes and payment options.
Benefit Comparisons
Download (or view) the rates and benefits information
2026 Benefit Documents
2026 Medicare Benefit Comparison
2026 Non-Medicare Core Value Benefit Comparison
2026 Non-Medicare High Deductible Health Plan Benefit Comparison
2026 Dental Benefit Comparison
2027 Benefit Documents
PHIP Premium Rates
Premium rates are listed on a per member, per month basis. Rates listed here do not include either premium subsidy.





